:root {
  --navy: #071426;
  --navy-2: #0d203a;
  --navy-3: #102947;
  --gold: #b8892d;
  --gold-2: #d1ab59;
  --cream: #f7f1e8;
  --cream-2: #fffaf2;
  --paper: #ffffff;
  --ink: #101828;
  --muted: #667085;
  --line: #e8dfd1;
  --soft-shadow: 0 20px 60px rgba(7, 20, 38, .10);
  --deep-shadow: 0 30px 90px rgba(7, 20, 38, .22);
  --radius-lg: 28px;
  --radius-md: 18px;
  --radius-sm: 12px;
  --container: 1180px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--ink);
  background: var(--cream-2);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}
a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }
button, input, textarea, select { font: inherit; }
.container { width: min(var(--container), calc(100% - 40px)); margin: 0 auto; }
.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  color: var(--gold);
  font-weight: 800;
  font-size: .78rem;
  letter-spacing: .13em;
  text-transform: uppercase;
}
.eyebrow::before { content: ""; width: 34px; height: 1px; background: currentColor; }

h1, h2, h3 {
  font-family: "Cormorant Garamond", Georgia, serif;
  color: var(--navy);
  line-height: .98;
  letter-spacing: -.03em;
  margin: 0;
}
h1 { font-size: clamp(3rem, 7vw, 6.6rem); }
h2 { font-size: clamp(2.15rem, 4.3vw, 4.45rem); }
h3 { font-size: clamp(1.45rem, 2.2vw, 2.05rem); }
p { margin: 0; color: var(--muted); }
.lead { font-size: clamp(1.05rem, 1.5vw, 1.28rem); color: #49566c; }
.small { font-size: .92rem; color: #6f788a; }

.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(255,250,242,.84);
  backdrop-filter: blur(18px);
  border-bottom: 1px solid rgba(232,223,209,.78);
}
.navbar { height: 88px; display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.logo-link { display: flex; align-items: center; gap: 14px; min-width: 148px; }
.logo-link img { width: 126px; height: auto; }
.nav-links { display: flex; align-items: center; justify-content: flex-end; gap: 6px; }
.nav-links a {
  position: relative;
  padding: 10px 13px;
  border-radius: 999px;
  font-weight: 750;
  font-size: .91rem;
  color: #24324a;
  transition: color .25s ease, background .25s ease, transform .25s ease;
}
.nav-links a:hover, .nav-links a.active { background: rgba(184,137,45,.12); color: var(--navy); transform: translateY(-1px); }
.nav-cta { border: 1px solid rgba(184,137,45,.35); color: var(--navy) !important; background: rgba(255,255,255,.55); }
.menu-toggle { display: none; border: 1px solid var(--line); border-radius: 999px; background: white; color: var(--navy); padding: 10px 14px; font-weight: 800; }

.hero {
  position: relative;
  overflow: hidden;
  padding: 84px 0 60px;
  background:
    radial-gradient(circle at 14% 10%, rgba(209,171,89,.20), transparent 28%),
    linear-gradient(135deg, #fffaf2 0%, #fbf5eb 42%, #eef2f4 100%);
}
.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  opacity: .26;
  background-image:
    linear-gradient(rgba(7,20,38,.055) 1px, transparent 1px),
    linear-gradient(90deg, rgba(7,20,38,.055) 1px, transparent 1px);
  background-size: 54px 54px;
  mask-image: linear-gradient(to bottom, black, transparent 84%);
}
.hero-grid { position: relative; display: grid; grid-template-columns: 1.05fr .82fr; gap: 60px; align-items: center; }
.hero-copy { max-width: 720px; }
.hero-copy h1 { margin: 18px 0 24px; }
.hero-copy .lead { max-width: 675px; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; margin-top: 32px; }
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 9px;
  min-height: 48px;
  padding: 13px 20px;
  border-radius: 999px;
  font-weight: 850;
  border: 1px solid transparent;
  cursor: pointer;
  transition: transform .25s ease, box-shadow .25s ease, background .25s ease, color .25s ease, border-color .25s ease;
}
.btn:hover { transform: translateY(-2px); box-shadow: 0 15px 35px rgba(7,20,38,.13); }
.btn-primary { color: #fff; background: var(--navy); }
.btn-primary:hover { background: var(--navy-2); }
.btn-gold { color: #191307; background: linear-gradient(135deg, var(--gold), var(--gold-2)); }
.btn-outline { color: var(--navy); background: rgba(255,255,255,.68); border-color: rgba(7,20,38,.14); }

.hero-panel {
  position: relative;
  padding: 20px;
  border-radius: 34px;
  background: rgba(255,255,255,.62);
  border: 1px solid rgba(255,255,255,.78);
  box-shadow: var(--deep-shadow);
}
.hero-panel::before {
  content: "";
  position: absolute;
  width: 160px; height: 160px;
  right: -26px; top: -26px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(184,137,45,.30), transparent 68%);
  animation: slowPulse 6s ease-in-out infinite;
}
.panel-inner {
  position: relative;
  overflow: hidden;
  border-radius: 26px;
  background: linear-gradient(145deg, var(--navy), var(--navy-2));
  min-height: 520px;
  padding: 28px;
  color: #fff;
}
.panel-inner::after {
  content: "";
  position: absolute;
  inset: 0;
  background:
    linear-gradient(135deg, transparent 0 26%, rgba(255,255,255,.055) 26% 27%, transparent 27% 55%, rgba(255,255,255,.04) 55% 56%, transparent 56%),
    radial-gradient(circle at 85% 12%, rgba(209,171,89,.25), transparent 24%);
}
.panel-content { position: relative; z-index: 1; }
.panel-kicker { color: #d8b96e; font-weight: 850; text-transform: uppercase; letter-spacing: .12em; font-size: .76rem; }
.panel-title { color: white; font-size: clamp(2rem, 3.2vw, 3.4rem); margin: 12px 0 18px; }
.panel-copy { color: rgba(255,255,255,.72); max-width: 360px; }
.focus-stack { display: grid; gap: 12px; margin-top: 34px; }
.focus-card {
  display: grid;
  grid-template-columns: 42px 1fr;
  gap: 14px;
  padding: 16px;
  border-radius: 18px;
  border: 1px solid rgba(255,255,255,.13);
  background: rgba(255,255,255,.075);
  box-shadow: 0 12px 36px rgba(0,0,0,.10);
  transform: translateZ(0);
  transition: transform .28s ease, background .28s ease, border-color .28s ease;
}
.focus-card:hover { transform: translateX(4px); background: rgba(255,255,255,.105); border-color: rgba(209,171,89,.38); }
.icon-dot { width: 42px; height: 42px; border-radius: 14px; display: grid; place-items: center; background: rgba(209,171,89,.16); color: var(--gold-2); font-weight: 900; }
.focus-card strong { display: block; color: white; line-height: 1.2; margin-bottom: 3px; }
.focus-card span { color: rgba(255,255,255,.66); font-size: .91rem; }

.snapshot-wrap { position: relative; margin-top: -24px; z-index: 3; }
.snapshot {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1px;
  overflow: hidden;
  border-radius: 22px;
  background: var(--line);
  box-shadow: var(--soft-shadow);
  border: 1px solid rgba(232,223,209,.85);
}
.stat { background: white; padding: 26px 24px; }
.stat span { display: block; font-size: .75rem; text-transform: uppercase; letter-spacing: .12em; color: var(--gold); font-weight: 900; margin-bottom: 9px; }
.stat strong { display: block; color: var(--navy); font-size: clamp(1.15rem, 1.8vw, 1.6rem); line-height: 1.1; }

.section { padding: 96px 0; position: relative; }
.section.navy { background: var(--navy); color: white; overflow: hidden; }
.section.navy h2, .section.navy h3 { color: white; }
.section.navy p { color: rgba(255,255,255,.72); }
.section.cream { background: var(--cream); }
.section-header { display: grid; grid-template-columns: .85fr 1fr; gap: 48px; align-items: end; margin-bottom: 46px; }
.section-header.center { display: block; text-align: center; max-width: 850px; margin: 0 auto 46px; }
.section-header.center .eyebrow { justify-content: center; }
.section-header.center .eyebrow::before { display: none; }
.section-header h2 { margin-top: 15px; }
.section-header .lead { max-width: 700px; }

.card-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; }
.premium-card {
  position: relative;
  min-height: 265px;
  padding: 28px;
  border-radius: var(--radius-lg);
  background: white;
  border: 1px solid rgba(232,223,209,.9);
  box-shadow: 0 12px 34px rgba(7,20,38,.055);
  overflow: hidden;
  transition: transform .3s ease, box-shadow .3s ease, border-color .3s ease;
}
.premium-card:hover { transform: translateY(-7px); box-shadow: var(--soft-shadow); border-color: rgba(184,137,45,.32); }
.premium-card::after {
  content: "";
  position: absolute;
  right: -36px; bottom: -36px;
  width: 110px; height: 110px;
  border-radius: 50%;
  background: rgba(184,137,45,.09);
}
.card-number { display: inline-flex; width: 42px; height: 42px; border-radius: 14px; align-items: center; justify-content: center; background: var(--cream); color: var(--gold); font-weight: 950; margin-bottom: 28px; }
.premium-card h3 { font-size: 1.62rem; margin-bottom: 14px; }
.premium-card p { font-size: .98rem; }

.split { display: grid; grid-template-columns: .9fr 1.1fr; gap: 58px; align-items: center; }
.dark-panel, .light-panel {
  border-radius: 34px;
  padding: 36px;
  box-shadow: var(--soft-shadow);
}
.dark-panel { background: linear-gradient(145deg, var(--navy), var(--navy-3)); color: white; }
.dark-panel h2, .dark-panel h3 { color: white; }
.dark-panel p { color: rgba(255,255,255,.72); }
.light-panel { background: white; border: 1px solid var(--line); }
.list-clean { list-style: none; padding: 0; margin: 24px 0 0; display: grid; gap: 12px; }
.list-clean li { display: flex; gap: 12px; align-items: flex-start; color: #445066; }
.list-clean li::before { content: ""; flex: 0 0 9px; width: 9px; height: 9px; border-radius: 999px; background: var(--gold); margin-top: 9px; box-shadow: 0 0 0 4px rgba(184,137,45,.12); }
.section.navy .list-clean li { color: rgba(255,255,255,.78); }

.criteria-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.criteria {
  padding: 18px;
  border-radius: 18px;
  background: rgba(255,255,255,.08);
  border: 1px solid rgba(255,255,255,.12);
  color: white;
  transition: transform .25s ease, border-color .25s ease, background .25s ease;
}
.criteria:hover { transform: translateY(-4px); border-color: rgba(209,171,89,.42); background: rgba(255,255,255,.11); }
.criteria strong { display: block; color: white; margin-bottom: 4px; }
.criteria span { display: block; color: rgba(255,255,255,.68); font-size: .92rem; }

.timeline { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; counter-reset: step; }
.step {
  position: relative;
  padding: 26px;
  border-radius: 24px;
  background: white;
  border: 1px solid var(--line);
  box-shadow: 0 12px 34px rgba(7,20,38,.055);
  overflow: hidden;
}
.step::before { counter-increment: step; content: "0" counter(step); display: block; color: var(--gold); font-weight: 950; letter-spacing: .08em; margin-bottom: 24px; }
.step h3 { font-size: 1.5rem; margin-bottom: 12px; }
.section.navy .step h3 { color: var(--navy); }
.section.navy .step p { color: var(--muted); }

.page-hero {
  position: relative;
  padding: 82px 0 70px;
  overflow: hidden;
  background:
    radial-gradient(circle at 85% 18%, rgba(184,137,45,.18), transparent 26%),
    linear-gradient(135deg, #fffaf2, #f0e8db);
}
.page-hero::after { content: ""; position: absolute; inset: 0; opacity:.24; background-image: linear-gradient(rgba(7,20,38,.055) 1px, transparent 1px), linear-gradient(90deg, rgba(7,20,38,.055) 1px, transparent 1px); background-size: 54px 54px; }
.page-hero .container { position: relative; z-index: 1; max-width: 980px; }
.page-hero h1 { margin: 16px 0 20px; }
.page-hero .lead { max-width: 760px; }

.content-band { border-radius: 34px; padding: 42px; background: white; border: 1px solid var(--line); box-shadow: var(--soft-shadow); }
.two-col { display: grid; grid-template-columns: repeat(2, 1fr); gap: 24px; }
.three-col { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.info-box { padding: 26px; border-radius: 24px; background: var(--cream-2); border: 1px solid var(--line); }
.info-box h3 { font-size: 1.55rem; margin-bottom: 12px; }
.notice { padding: 20px 22px; border-left: 4px solid var(--gold); background: #fff7e8; border-radius: 14px; color: #59431a; }
.notice p { color: #59431a; }

.form-card { background: white; border: 1px solid var(--line); border-radius: 30px; padding: 34px; box-shadow: var(--soft-shadow); }
.form-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 16px; }
.field { display: grid; gap: 7px; }
.field.full { grid-column: 1 / -1; }
.field label { font-weight: 800; color: var(--navy); font-size: .92rem; }
.field input, .field textarea, .field select {
  width: 100%;
  border: 1px solid #d9d2c7;
  background: #fffdf9;
  border-radius: 14px;
  padding: 13px 14px;
  color: var(--ink);
  outline: none;
  transition: border-color .2s ease, box-shadow .2s ease, background .2s ease;
}
.field textarea { min-height: 140px; resize: vertical; }
.field input:focus, .field textarea:focus, .field select:focus { border-color: var(--gold); box-shadow: 0 0 0 4px rgba(184,137,45,.14); background: white; }

.cta-band {
  padding: 44px;
  border-radius: 34px;
  background: linear-gradient(135deg, var(--navy), #132b49);
  color: white;
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 24px;
  align-items: center;
  overflow: hidden;
  position: relative;
}
.cta-band::after { content: ""; position: absolute; width: 240px; height: 240px; border-radius: 999px; right: -80px; top: -90px; background: rgba(209,171,89,.22); }
.cta-band h2 { color: white; font-size: clamp(2rem,3.4vw,3.5rem); }
.cta-band p { color: rgba(255,255,255,.72); max-width: 680px; margin-top: 12px; }
.cta-band > * { position: relative; z-index: 1; }

.site-footer { background: #071426; color: white; padding: 64px 0 28px; }
.footer-grid { display: grid; grid-template-columns: 1.15fr .7fr .7fr .7fr; gap: 34px; }
.footer-logo img { width: 170px; background: white; border-radius: 14px; padding: 8px; }
.footer-brand p { color: rgba(255,255,255,.66); margin-top: 20px; max-width: 360px; }
.footer-col h4 { margin: 0 0 16px; color: var(--gold-2); text-transform: uppercase; letter-spacing: .12em; font-size: .78rem; }
.footer-col a, .footer-col span { display: block; color: rgba(255,255,255,.72); margin-bottom: 10px; font-size: .96rem; }
.footer-col a:hover { color: white; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.12); margin-top: 42px; padding-top: 22px; display: flex; justify-content: space-between; gap: 20px; color: rgba(255,255,255,.55); font-size: .88rem; }

.reveal { opacity: 1; transform: none; }
.reveal.is-visible { animation: revealUp .7s ease both; }
.hero-copy { animation: revealUp .75s ease both; }
.hero-panel { animation: revealRight .85s ease .08s both; }
.focus-card:nth-child(2), .premium-card:nth-child(2), .criteria:nth-child(2), .step:nth-child(2) { animation-delay: .08s; }
.focus-card:nth-child(3), .premium-card:nth-child(3), .criteria:nth-child(3), .step:nth-child(3) { animation-delay: .16s; }
.focus-card:nth-child(4), .premium-card:nth-child(4), .criteria:nth-child(4), .step:nth-child(4) { animation-delay: .24s; }

@keyframes revealUp { from { opacity: 0; transform: translateY(24px); } to { opacity: 1; transform: translateY(0); } }
@keyframes revealRight { from { opacity: 0; transform: translateX(28px); } to { opacity: 1; transform: translateX(0); } }
@keyframes slowPulse { 0%,100% { transform: scale(1); opacity:.9; } 50% { transform: scale(1.08); opacity:.55; } }

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation-duration: .01ms !important; animation-iteration-count: 1 !important; scroll-behavior: auto !important; transition-duration: .01ms !important; }
}

@media (max-width: 1040px) {
  .hero-grid, .split, .section-header { grid-template-columns: 1fr; }
  .hero-grid { gap: 38px; }
  .snapshot, .card-grid, .timeline { grid-template-columns: repeat(2, 1fr); }
  .criteria-grid, .three-col { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .cta-band { grid-template-columns: 1fr; }
}
@media (max-width: 860px) {
  .navbar { height: 78px; }
  .logo-link img { width: 112px; }
  .menu-toggle { display: inline-flex; }
  .nav-links {
    position: absolute;
    left: 20px; right: 20px; top: 86px;
    display: none;
    flex-direction: column;
    align-items: stretch;
    background: rgba(255,250,242,.98);
    border: 1px solid var(--line);
    border-radius: 22px;
    padding: 12px;
    box-shadow: var(--soft-shadow);
  }
  .nav-links.open { display: flex; }
  .nav-links a { width: 100%; padding: 13px 15px; }
  .hero { padding-top: 56px; }
  .panel-inner { min-height: auto; }
  .form-grid, .two-col { grid-template-columns: 1fr; }
}
@media (max-width: 640px) {
  .container { width: min(100% - 28px, var(--container)); }
  h1 { font-size: clamp(2.6rem, 16vw, 4rem); }
  .snapshot, .card-grid, .criteria-grid, .timeline, .three-col, .footer-grid { grid-template-columns: 1fr; }
  .hero-actions { flex-direction: column; }
  .btn { width: 100%; }
  .section { padding: 70px 0; }
  .content-band, .form-card, .cta-band, .dark-panel, .light-panel { padding: 26px; border-radius: 24px; }
  .footer-bottom { flex-direction: column; }
}